Easy Financing for Auto Repairs
Drive now, pay later. Get approved instantly for up to $5,000. Simple application process with no credit score impact to apply.
Apply & See If You QualifyHow It Works
Apply in Minutes
Click any Snap Finance link on our site to fill out the fast, secure online application. It won't impact your credit score to check if you qualify.
Get Instant Approval
Receive an immediate decision for up to $5,000. Snap Finance looks beyond traditional credit scores to maximize your approval odds.
Repair & Go
Bring your car in, use your approved credit to pay for parts and labor, and set up simple, automatic payments that work with your pay schedule.
Everything You Need to Know About Snap Finance
Snap Finance offers lease-to-own financing designed to help customers with all credit types get what they need today, including critical auto repairs.
Yes! While Snap Finance doesn't require a traditional credit score, they evaluate other factors such as your active checking account history.
You can get approved for credit amounts ranging up to $5,000.
If you pay off your full balance within 100 days, you will only pay the principal amount plus a small processing fee.
Payments are automatically scheduled to align with your payday and deducted directly from your checking account.
No, Snap Finance approvals are not a revolving credit account. A revolving credit account is a type of credit that lets you borrow money, repay it, and then borrow again up to a set limit as often as you want -- a credit card is the most familiar example. Snap Finance approval amounts are meant to be used for one transaction that you pay over time.
For Snap's lease-to-own product, Snap reports payment outcomes to Clarity Services Inc and DataX. For loan products, Snap reports payment activity to TransUnion, as well as Clarity Services Inc and DataX.
"No Credit Needed" refers to Snap Finance's lease-to-own or loan options; not all applicants are approved. Terms and conditions apply.
Ready to Get Started?
Apply in minutes, or call us if you have questions before applying.