Easy Financing for Auto Repairs

Drive now, pay later. Get approved instantly for up to $5,000. Simple application process with no credit score impact to apply

How it Works

1. Apply in Minutes

Click any Snap Finance link on our site to fill out the fast, secure online application. It won't impact your credit score to check if you qualify.

2. Get Instant Approval

Receive an immediate decision for up to $5,000. Snap Finance looks beyond traditional credit scores to maximize your approval odds.

3. Repair & Go

Bring your car in, use your approved credit to pay for parts and labor, and set up simple, automatic payments that work with your pay schedule.

Frequently Asked Questions

Everything You Need to Know About Collision Repair

1.What is Snap Finance?

Snap Finance offers lease-to-own financing designed to help customers with all credit types get what they need today, including critical auto repairs.

2. Does "No Credit Needed" mean my credit history doesn't matter?

Yes! While Snap Finance doesn't require a traditional credit score, they evaluate other factors such as your active checking account history.

3. How much can I qualify for?

You can get approved for credit amounts ranging up to $5,000.

4. What is the 100-Day Cash Payoff option?

If you pay off your full balance within 100 days, you will only pay the principal amount plus a small processing fee.

5. How do payments work?

Payments are automatically scheduled to align with your payday and deducted directly from your checking account.

6. Is this a revolving credit account?

No, Snap Finance approvals are not a revolving credit account. Revolving credit accounts is a type of credit that lets you borrow money, repay it, and then borrow again up to a set limit as often as you want. A credit card is the most familiar type of revolving credit account. Snap Finance approval amounts are meant to be used for one transaction that you pay over time.

7. Does Snap Finance report to credit bureaus?

For Snap's lease-to-own product, Snap reports payment outcomes to the following credit bureaus: Clarity Services Inc, and DataX. For loan products, Snap reports payment activity to the TransUnion credit bureau, as well as Clarity Services Inc and DataX.